Joyce Fan Hiu Ying with student number :53511796

I am Joyce Fan, a year 2 part time student of  Master degree MAGBM. 

I graduated from Economics and Finance degree and works in the Banking industry since my graduation. 

I worked as a Wealth Management Manager and FX (Foreign Exchange) Specialist in HSBC and Standard Chartered Bank earlier years and i enjoys learning and working in different positions within the industry. 

I am a happy and open-minded person. Simple, happy and content- that's my philosophy.